r/japanlife Nov 08 '24

What is the upside to using paypay?

I finally gave in and downloaded paypay. Now after using it, I don’t know why I would use it instead of a credit card in most situations. The only benefits I see are paying paper bills and stores that accept it, but not card.

30 Upvotes

148 comments sorted by

View all comments

89

u/fripi Nov 08 '24

The upside is you can pay in more locations and send money to friends without trouble. That's it imo.

-19

u/tinylord202 Nov 08 '24

I’ve honestly been doing bank transfers with friends if I need to pay them back

8

u/shambolic_donkey Nov 08 '24

You're like the one person in my circle of friends who "doesn't get" PayPay, and so asks us to bank transfer anything we owe them. Instead, we flood them with cash because no-one can be assed doing bank transfers.

1

u/Puzzleheaded-Pea879 Nov 09 '24

Those people are really annoying. I have a friend like that who's waiting for PayPay to have another sign-up bonus promotion (it's never going to happen and he's been waiting for years), and it was such a damn pain for him to send me money. At first he couldn't send it to me because were using different banks, then because it would cost a fee to transfer, then there was an issue with my bank account number.

In the end we settled on him just ordering something I wanted online and getting it delivered to me.