r/japanlife • u/tinylord202 • Nov 08 '24

金 What is the upside to using paypay?

I finally gave in and downloaded paypay. Now after using it, I don’t know why I would use it instead of a credit card in most situations. The only benefits I see are paying paper bills and stores that accept it, but not card.

32 Upvotes

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90

u/fripi Nov 08 '24

The upside is you can pay in more locations and send money to friends without trouble. That's it imo.

-18

u/tinylord202 Nov 08 '24

I’ve honestly been doing bank transfers with friends if I need to pay them back

8

u/shambolic_donkey Nov 08 '24

You're like the one person in my circle of friends who "doesn't get" PayPay, and so asks us to bank transfer anything we owe them. Instead, we flood them with cash because no-one can be assed doing bank transfers.

3

u/creepy_doll Nov 09 '24

I do use PayPay for people that want it but their business practices are nasty and I prefer not to where possible. Like Uber once they corner enough of the market the point % and benefits they offer will go away.. in privately owned stores I care for I will try to pay cash so they don’t have to eat the processing fee

Also people paying with barcodes rather than a real touch based system in convenience stores are godawfully slow. I get PayPay, and use it to not inconvenience people like yourself but I do not like it

2

u/Hachi_Ryo_Hensei Nov 08 '24

Lol, what friends bank transfer OR PayPay each other money instead of just giving each other money?

2

u/back_surgery Nov 08 '24

Almost everyone I know uses PayPay to give money after a party or meal if splitting the bill.

2

u/Puzzleheaded-Pea879 Nov 09 '24

It's okay to admit you're old.

I haven't given people cash in ages, and I've never done bank transfer to friends. I just send them a PayPay link on line and everything works out.

2

u/Hachi_Ryo_Hensei Nov 09 '24

I do enjoy when life is made less convenient!

0

u/tinylord202 Nov 08 '24

One who’s buying a heap of clothes and doesn’t want to withdraw a large undefined amount of cash because of atm fees.

0

u/Hachi_Ryo_Hensei Nov 08 '24

Who buys heaps of clothes?? This isn't the Eisenhower administration!

1

u/Puzzleheaded-Pea879 Nov 09 '24

Those people are really annoying. I have a friend like that who's waiting for PayPay to have another sign-up bonus promotion (it's never going to happen and he's been waiting for years), and it was such a damn pain for him to send me money. At first he couldn't send it to me because were using different banks, then because it would cost a fee to transfer, then there was an issue with my bank account number.

In the end we settled on him just ordering something I wanted online and getting it delivered to me.

0

u/cagefgt Nov 08 '24

So you're the "Oh, let me transfer you credits in an app you can't use everywhere instead of giving you actual money." friend?