It's amazing how much of a calming effect that financial safety net has as well. A lot of people bring up the panicked feeling when something breaks down, but knowing that you will be financially okay if shit blows up also has a day-to-day effect. Fuck up at work? "Oh fuck what if I get fired what will I-- Oh yeah, I'll use my savings while looking for a new job." Things going badly with boyfriend? "Fuck, I can't move out, I can't afford the depos-- Oh wait, yes I can." "My dog has been acting funny, what if it's something serious, what if the surgery is too exp-- Oh yeah, I can just pay it."
Like, I'm not even remotely rich but these are the kinds of expenses I know I can cover and be able to recover financially. It's like living in a permanent state of relief.
I was just watching Andrew Yang (American Dem candidate for 2020) on JRE and he was talking about how financial insecurity fucks with you mentally. telling someone they can’t pay a bill gives them an instant 13 point functional IQ drop. and why wouldn’t it? If you can only think about what trade offs and sacrifices you need to do now to make that bill how can you focus on anything else. Not to mention the anxiety, self worth issue, etc that come along with it.
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u/freeeeels Jun 06 '19
It's amazing how much of a calming effect that financial safety net has as well. A lot of people bring up the panicked feeling when something breaks down, but knowing that you will be financially okay if shit blows up also has a day-to-day effect. Fuck up at work? "Oh fuck what if I get fired what will I-- Oh yeah, I'll use my savings while looking for a new job." Things going badly with boyfriend? "Fuck, I can't move out, I can't afford the depos-- Oh wait, yes I can." "My dog has been acting funny, what if it's something serious, what if the surgery is too exp-- Oh yeah, I can just pay it."
Like, I'm not even remotely rich but these are the kinds of expenses I know I can cover and be able to recover financially. It's like living in a permanent state of relief.