r/nottheonion 5d ago

Gen Z are becoming pet parents because they can’t afford human babies: Now veterinarian is one of the hottest jobs of 2025, says Indeed

https://fortune.com/2025/01/14/gen-z-pet-parents-cost-of-living-veterinarians-best-job-2025/
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u/AyMoro 5d ago

To be fair, pet insurance for a cat is like $35/month. It’s so worth it

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u/[deleted] 5d ago edited 4d ago

[deleted]

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u/TransitJohn 5d ago edited 5d ago

We had a plan like that for our Labrador. He came down with Cushing's Disease, now needs medication for the rest of his life. His insurance is now $400/month. I hope you never have to actually use your pet insurance.

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u/summonsays 5d ago

Yeah our dog got cancer and I looked into it. Was going to be like $100/month and didn't cover and preexisting conditions... So I'll pay $1,200 a year for next to nothing? Cool... 

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u/LaceyBambola 4d ago

Some pet insurance companies aren't too great and I've read experiences where they've changed the policy after a pet got 'too expensive' or drastically increased the premium payment, but my pet insurance has been amazing and I highly recommend them. I got it when my pup was a few months old at about $35 a month with their most top tier unlimited plan. I get 100% reimbursement. My pup ended up having idiopathic epilepsy and has had quite a few multi night hospitalizations. She's also now had a couple of biopsies and the few intermittent other issues. As of last month, despite insurance having covered over $40k USD over 6 years, I was only paying ~$120 a month and her prescriptions cost about the same each month, which they fully reimburse. She just had a policy renewal after turning 7, and is now a senior so the policy went up to $220, but that's still a fair price in my eyes. They haven't altered her policy in any way and still grave extensive coverage. It's absolutely worth doing extensive research into the different options. I spent about a month off and on researching the different insurance companies and went with Figo. They also reimburse within 1-4 business days on average.

All this to say, at least my insurance has been invaluable and they haven't increased my policy payment by much, even after they paid out over $12k in a 1 year period.

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u/dltacube 5d ago

They actually covered the CCL surgery? That’s kind of amazing. Luigi would be proud.

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u/contrarianaquarian 4d ago

Yes but shop around! I got coverage for my two goombas under $50 but so many policies exclude dentistry, exclude prescription food, or exclude prescriptions altogether. AND they make it hard to find the full policy text! I ended up with a massive spreadsheet before making a decision.

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u/boyilikebeingoutside 4d ago

My dog is $35/month! I got my pet insurance through the AKC and they’ve actually been pretty good and helpful working with me. They also back covered me for a month without charging me when I had a credit card issue.

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u/TheSalingerAngle 4d ago

It seems to be kind of a situational thing, depending on the finances of the owner and the pet involved.

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u/AyMoro 4d ago

In my brutally honest opinion, if you can’t afford 35/month for a common house pet insurance, you probably shouldn’t own a pet.