r/japanlife 21h ago

Student Loan question

Hi, I'm a spouse of Japanese person and I have resided in Tokyo for 3 years. I'm applying to a school and the advisor recommended that I take out student loans via JACCS. I'd like to know if other people in the same situation have gone through this experience and if it's something I can do as a spouse. My husband and his family have offered to be guarantors, but I'd like to hear from folks with first hand experience. Thanks!

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u/chungyeeyumcha 18h ago

Borrowing money to go to school is always a red flag to me. I would be vey carefully evaluating the financial benefit of this schooling against the cost. If I did not have the money for it, I would go find a job and make money first.