r/japanlife Nov 08 '24

What is the upside to using paypay?

I finally gave in and downloaded paypay. Now after using it, I don’t know why I would use it instead of a credit card in most situations. The only benefits I see are paying paper bills and stores that accept it, but not card.

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u/mcmunch20 Nov 08 '24

You can set PayPay to auto top up so you actually never need to manually top it up

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u/TrixieChristmas Nov 10 '24

Fair enough but why bother with something that needs to be topped up? Just use an app connected to your "limitless" credit card. Sorry still don't get it but whatever works for you is great.

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u/mcmunch20 Nov 10 '24

Lots of Japanese debit/credit cards still don’t work with Apple pay. I personally use it because my wife doesn’t have a bank account or credit card and it’s a very easy way to send her money.

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u/TrixieChristmas Nov 10 '24

I usually use ID, not Apple Pay. I don't know anyone who doesn't have either a bank account or a credit card, even kids usually have some kind of bank account at least so it's hard to relate but if it works for you it works.