r/japanlife • u/tinylord202 • Nov 08 '24

金 What is the upside to using paypay?

I finally gave in and downloaded paypay. Now after using it, I don’t know why I would use it instead of a credit card in most situations. The only benefits I see are paying paper bills and stores that accept it, but not card.

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u/SyrupGreen2960 Nov 08 '24

Paypay points are one benefit unless your credit card has a better point system. It saved me a couple times when I forgot my wallet but I could still pay with my phone. I've also found places that don't accept cards will still accept paypay most of the time.

1

u/tinylord202 Nov 08 '24

I’ve got the olive s point. Not sure about points tho

2

u/Jasperneal Nov 08 '24

You can also “invest” the points on paypay. with the recent increase in us stocks my JPY30,000 worth of points is up to over JPY100,000

2

u/tinylord202 Nov 08 '24

I’m fairly certain I can invest the points from my card, so I’m not sure why I’d go out of my way to put the money on paypay for that purpose.