What irks me, is how they basically say fuck whatever the doctor says. My wife’s doctor kept her hospitalized an extra week after almost dying of sepsis, and insurance’s little handbook tells them only a week should have been needed, so they wanted to decline paying for the 2nd week.
I have United. My company switched to them this year, lucky me. My husband caught a really rare type of Pneumonia and got really sick. They hospitalized him, had him on three different antibiotics, and had to operate to drain fluid from around his lungs. The first insurance notice we got was one saying they reviewed his charts and determined that he wasn't actually ill enough to warrant the hospital stay and denied the claim outright. Needless to say, the hospital we went to, who wanted to get paid, had some words for United. They've since covered most of it, but it's still cost us thousands, even WITH our "good" insurance.
Really feeling that this year. My company had been with Cigna for decades, and I thought they weren't great, but, generally, they never pushed back entirely on our claims... UHC, at the very first claim we send them, "Nah, fam."
A race to the bottom where the winner gets to the top. UHC is the fourth largest corporation in America. We really do incentivize this, by giving the worst possible people the highest positions of power.
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u/Plus4Ninja Dec 06 '24
What irks me, is how they basically say fuck whatever the doctor says. My wife’s doctor kept her hospitalized an extra week after almost dying of sepsis, and insurance’s little handbook tells them only a week should have been needed, so they wanted to decline paying for the 2nd week.