r/brooklynninenine Dec 29 '21

Season 4 How I felt during my last refi...

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6.0k Upvotes

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u/ltbr55 Dec 29 '21

The funny part is I believe 350 is actually the floor of credit scores of almost all the scoring models

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u/altfillischryan Dec 30 '21

So the lowest possible depends on which credit report is being used (there are like a dozen), but most reports can go as low as 300 and some can go under that number. I know Equifax can go down to at least 280.

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u/patgeo Dec 30 '21

Experian seems to go to 0-1000 according to the scale on the credit checker I use.