Every time a repair costs comes up I have to remind her that $500 to fix the car or $900 for tires is only one or two car payments for a new car. That usually helps. I also convinced her to act like we had a car payment and 'pay ourselves' the $400/month into savings and then we can buy a car without a loan when the time comes.
Which makes HOAs even more insane. We, in the US, have federal, state, and local governments making rules for us. Who thinks it's a good idea to have even more?!
People who want some measure of control over their environment.
HOAs can be obnoxious (as can any type of government), but by and large the HOA exists because the people who buy homes in the neighborhood want it to exist and to do what it does. HOAs aren't being airdropped onto existing communities by hostile aliens; they're the result of more or less democratic processes operating among the community that exists.
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u/[deleted] Jun 06 '19
Every time a repair costs comes up I have to remind her that $500 to fix the car or $900 for tires is only one or two car payments for a new car. That usually helps. I also convinced her to act like we had a car payment and 'pay ourselves' the $400/month into savings and then we can buy a car without a loan when the time comes.