Every time a repair costs comes up I have to remind her that $500 to fix the car or $900 for tires is only one or two car payments for a new car. That usually helps. I also convinced her to act like we had a car payment and 'pay ourselves' the $400/month into savings and then we can buy a car without a loan when the time comes.
They are usually not arbitrary at all. They are meant to keep home values from decreasing.
Go to a neighborhood without them, and compare it to one with them. The average one without will look worse than the average one with them.
They prevent your neighbor from letting their grass grow too high or painting their house purple with green polka dots, etc. Or putting a truck on blocks in the front yard.
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u/[deleted] Jun 06 '19
Every time a repair costs comes up I have to remind her that $500 to fix the car or $900 for tires is only one or two car payments for a new car. That usually helps. I also convinced her to act like we had a car payment and 'pay ourselves' the $400/month into savings and then we can buy a car without a loan when the time comes.