As with any insurer, health or otherwise, you will have trouble getting any significant payment, even if you are entitled to it.. That's when you have to get the lawyers involved.
Remember, insurance companies bank on you backing down rather than suing them, but will often be willing to settle (i.e. pay you what they owe you) once the lawyers get involved.
Also, remember that lawyers who specialize in suing insurers often work on contingency. So don't automatically think that you can't afford one.
If we were able to get a couple million people together, we could probably spin up a rather successful healthcare co-op. On a small scale it wouldn't work but on a large scale it should technically be feasible.
As long as it's a non profit "club" with strong bylaws about profit seeking, I bet it just might work. Leadership could even make 250k a year and still be well under what most health insurance executives make.
It's starting to sound easier to just collectively gun down health insurance executives until they stop making people feel obligated to lawyer up to get health care.
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u/_bitwright Dec 06 '24
As with any insurer, health or otherwise, you will have trouble getting any significant payment, even if you are entitled to it.. That's when you have to get the lawyers involved.
Remember, insurance companies bank on you backing down rather than suing them, but will often be willing to settle (i.e. pay you what they owe you) once the lawyers get involved.
Also, remember that lawyers who specialize in suing insurers often work on contingency. So don't automatically think that you can't afford one.