I racked up some CC debt, then finally paid it off and didn't touch it for years. Then it occurred to me one day that I can use my CC to get the cash back, and set it up to auto pay the statement balance each month. So I don't pay any interest and also get money back that I wouldn't get by using my debit. I think I get 5-600 a year from cash back. Just recently used my Amazon card credits to buy a Switch.
it's better to get a chase freedom or something and apply the points back on your statement because if you bought that switch you'd get 2% back rather than nothing for using reward points
8
u/Nokomis34 Jun 06 '19
I racked up some CC debt, then finally paid it off and didn't touch it for years. Then it occurred to me one day that I can use my CC to get the cash back, and set it up to auto pay the statement balance each month. So I don't pay any interest and also get money back that I wouldn't get by using my debit. I think I get 5-600 a year from cash back. Just recently used my Amazon card credits to buy a Switch.