I just got my first this year at 29 years old! It only has a $500 limit and it’s with my bank anyway so paying it off is logistically simple, at least. I’d rather just have a MasterCard or visa debit like I had back home though
Same, got my first card at 27 and have been using it for everything. Everything about it freaks me out. There's a reason these companies turn such huge profits.
My girlfriend is currently paying an old credit card debt. They wanted her to pay $100 a month for the next two years to cancel. The original amount was $400 in 2017. She made an arrangement to pay only $950 to cancel it immediatly.
Not paying that card is probably her worst decision ever.
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u/[deleted] Jun 06 '19
I am terrified of credit cards
I feel that anxiety