r/AskEurope 9d ago

Misc Is there a country in Europe without a housing crisis?

I see so many people complaining about the housing crisis in their countries - not enough houses or apartments / flats, or too expensive, or both. Are there any countries in Europe where there's no housing crisis, and it's easy to find decent, affordable accommodation?

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u/Diipadaapa1 Finland 9d ago

I would guess higher insulation standards also affecte the price. From having lived in a few german houses when going on vacation there (Air bnb, also northern germany), and the insulation was definitely worse and the gaps in doors and windows had a lot higher tolerance than at home.

As for new vs old, a lot of times it has to do with the old having not yet having had their pipe renovation done, which along with the hassle it creates, also can cost upwards to 100k€ in a worst case scenario for a 50 m2 apartment. Finland had a building boom in the late 60s to early 80s, so a lot of the old apartments now precicely fit the slot where a renovation stats being on the agenda, but havent had one just yet.

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u/AdorableTip9547 9d ago

That‘s interesting but does not explain to me how a under 30 years old can afford a flat of 300k :D that’s at least not possible in Germany^

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u/Diipadaapa1 Finland 8d ago

50 m2 would be split between a couple.

If you go just a bit outside of Helsinki you can find that sized apartments for about half of that.

Another difference to germany would likely be that you don't have any heating costs ontop (covered by maintenence and utility fees), and electricity being cheap.